Welcome to PBX Insurance Services, providing Life & LTC Insurance to LFCU Members! PBX Insurance Services is a division of Preferred Business Xchange, LLC, a wholly-owned subsidiary of Lafayette Federal Credit Union.

Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your life and long term care insurance needs. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance - which includes strategies for investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with the skilled professionals we have partnered with to fulfill your life and long term care insurance needs.

We’re here to help educate you about the basic concepts of insurance services; to help you learn more about who we are at PBX Insurance Services; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments that could help you achieve your financial goals.
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

More Calculators →

Newsletters

What Does a Fed Chairman Do?

The Federal Reserve plays an important role in our economy, and the chairman is its most visible player. His behavior is a good source of clues about what the future may hold.

Get Ready for Earnings Season

Earnings can provide a key to understanding the performance of an individual company and the behavior of the stock market in general.

Insurance for Your Whole Life

If your situation calls for life insurance coverage that extends beyond your working years, it might be time to consider whether permanent life insurance would be appropriate.

Measuring the Jobs Situation

Many people understand that a rising jobless rate is one of the hallmarks of a shrinking economy. But the national unemployment rate does not always reveal a complete picture of the jobs outlook.

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